In accordance to BDCB’s Guidelines on Fraud Risk Management with reference TIU/G-4/2018/9 (Amendment No.1), we wish to remind our customers the following:

• To disclose all the facts in the proposal forms fully and faithfully, otherwise the Takaful Certificates issued hereunder may be void.
• If any claim made under the Takaful Certificate is in anyway fraudulent or if any false declaration is made to support a claim, the Takaful Certificate shall be forfeited and Takaful Brunei shall be under no obligation to make any payment of claims.
• Takaful Brunei shall report any suspected or confirmed fraudulent cases to BDCB.